Bi-annual formal reviews
Structured sessions that update your risk register, assess whether your insurance coverage remains appropriate, and review any structural changes against your current goals and circumstances.
Advisory
An adviser who knows your whole picture, not just a product.
Ongoing capital protection advisory for clients who want a thinking partner — not a quarterly brochure and a renewal reminder.
What an ongoing advisory relationship actually includes
Advisory at Lifestylepathx is not a retainer that entitles you to an annual phone call. It is a structured, recurring engagement built around your financial calendar. Every client on an advisory mandate receives a named lead adviser who holds a documented briefing on their complete financial situation — assets, liabilities, risk register, insurance coverage, and structural arrangements. We hold formal reviews twice a year, each producing a written update on what has changed, what actions are outstanding, and what the next six months require. Between reviews, you have direct access to your adviser for life events and market developments that can't wait for a scheduled session.
What an advisory mandate covers
A clear scope so you know exactly what you're engaging and what falls outside it.
Between-review access
Direct contact with your named adviser when something changes — a business sale, a property acquisition, a family event — that has capital protection implications before the next scheduled review.
Scenario modelling
When you're considering a significant financial decision, we model it against your current risk profile before you commit — not as a formal valuation, but as a strategic sounding board.
Professional network coordination
Where your needs require a lawyer, tax adviser, or specialist, we brief them, coordinate the work, and make sure the output fits your overall capital protection plan.
What advisory does not replace
Advisory is a strategic layer — it does not replace the specialist work of a tax lawyer, a licensed investment manager, or an estate attorney. Where those professionals are needed, we identify them, brief them, and integrate their output into your plan. We're also clear that advisory outcomes depend on external factors we don't control: market conditions, regulatory changes, and the accuracy of the information you share with us all affect the quality of the advice. A capital protection strategy built on incomplete information is a strategy built on sand — which is why we spend time at the outset of every relationship building a complete picture rather than taking shortcuts.
“I'd had financial advisers before who sent me a newsletter and called it a review. With Lifestylepathx I get a two-hour session every six months, a written summary of everything we discussed, and a direct line when something unexpected happens. That level of access has been worth considerably more than the fee.”
Samuel T., Nairobi — entrepreneur
Is your current adviser actually reviewing your whole picture?
If you're not certain what your capital protection plan says right now, that's a sign it needs attention.