Portfolio audit
We review every holding, policy, debt obligation, and cash position. Most clients discover at least one significant exposure they hadn't consciously tracked.
Risk Management
Does your portfolio survive a 30% correction?
Most wealth plans look solid in calm conditions. Our risk management process is built for the moments when conditions stop being calm.
What risk management actually means here
Risk management is not a disclaimer buried on page twelve of a prospectus. It is a live, documented process that identifies the specific threats to your specific capital — and it runs from the first conversation through every quarterly review thereafter. We start with a full portfolio audit: every asset class, every currency, every liability. We map concentration risks (too much in one sector or geography), liquidity mismatches (long-term assets funding short-term needs), and currency exposure (KES-denominated assets against USD-priced obligations). The output is a Risk Register — a clear, one-page document you actually read — that ranks each risk by probability and impact, and assigns a mitigation action to each.
How the risk management process unfolds
A structured four-stage process that turns an opaque portfolio into a managed one.
Risk Register
A plain-language document ranking each identified risk by likelihood and potential loss. Updated after every major life or market event.
Mitigation design
We propose specific, costed actions — rebalancing, hedging instruments, insurance coverage, or structural changes — with clear trade-offs explained.
Ongoing monitoring
Quarterly check-ins and an open channel for out-of-cycle events. Your Risk Register stays current, not archived.
What you receive at the end of the engagement
At the conclusion of the initial risk management engagement — typically four to six weeks — you walk away with a completed Risk Register, a written mitigation plan with prioritised actions, and a 12-month monitoring schedule. You'll understand, in concrete numbers, the maximum realistic drawdown your current portfolio could experience under three stress scenarios: a regional recession, a 20% KES depreciation, and a sector-specific shock relevant to your holdings. We don't promise to eliminate risk — no honest adviser does — but we ensure that whatever remains is a deliberate, understood choice rather than an unexamined gap.
“The Risk Register changed how I think about my business assets entirely. I realised I had effectively 70% of my net worth tied to a single commercial property in Mombasa with no plan if the tenant left. We restructured within three months and I sleep considerably better.”
Aisha K., Mombasa — property investor
Find out where the gaps are in your current plan.
A single conversation is often enough to surface the two or three risks that matter most.